TAKDIR, Ahmad. INOVASI KEUANGAN DIGITAL ISLAMIC NETWORK ( DIN) TERHADAP OPTIMALISASI PELAYANAN JASA PERBANKAN DI ERA DIGITAL (STUDI KASUS BANK MUAMALAT ). Islamic Banking and Finance, [S. l.], v. 1, n. 2, p. 103–118, 2021. DOI: 10.30863/ibf.v1i2.3008. Disponível em: https://ejournal.iain-bone.ac.id/index.php/ibf/article/view/3008. Acesso em: 26 jun. 2026.